Hurricane Disaster Preparedness

In 2017, Hurricane Harvey inflicted $125 billion in damage primarily from rainfall-triggered flooding in the Houston metropolitan area.  Hurricane Harvey affected 13 million people from Texas through Louisiana, Mississippi, Tennessee, and Kentucky. Homeowners with an outstanding home loan should consider mortage protection life insurance from Affordable Life USA

Are you prepared for a natural disaster?

There are several steps you can take before a big storm. Visit our Disaster Preparedness Center to find out how you can prepare for flooding, hurricanes, and more.

For more information on planning for disasters, visit

You can still help our family, neighbors, and friends by visiting American Red Cross – Hurricane Harvey



Before a hurricane:

  • Prepare an emergency kit and make a family communications plan. (Click Here)
  • Know your surroundings, the elevation level of your property, and whether the land is prone to flood. Also Identify levees and dams that may pose a hazard.
  • Learn evacuation routes.
  • If in a high-rise building, be prepared to take shelter on or below the 10th floor.
  • Other Tips:
    • Designate an out-of-area contact that your family members can call in case you are separated.
    • Place your insurance documents and other important documents (e.g. birth certificates and vehicle registrations) in a waterproof bag and keep them with you, it would be even better if they would be on your computer saved as pdf with
    • If there is time, board up windows and place sandbags around your property.
    • Secure any loose items from your yard, like trash cans, lawn furniture, tools, etc.

If you’re forced to evacuate:

    • Turn off breaker boxes prior to evacuating: This will help prevent electrical surges from destroying your appliances. Also, in the event of water infiltration, This step prevents shorts that can lead to fires.
    • Never drive through standing water. Underlying currents could carry your vehicle away or trap you in rising floodwater. Find an alternate route. Know your evacuation route and follow the direction of your state and local officials.

Secure your property:

  • Cover all of your home’s windows. Permanent storm shutters offer the best protection for windows but 5/8” marine plywood, cut to fit and ready to install will provide protection.
  • Install straps to fasten your roof to the framing structure.
  • Keep trees and shrubs around your home manicured.
  • Clean rain gutters and downspouts of debris.
  • Reinforce garage doors to avoid structural damage from wind.
  • Plan storage for outdoor furniture, decorations, garbage cans, etc.
  • Pre-determine how to secure any boats.
  • Install a generator.
  • Consider building a safe room.

Other useful links:

How to Drive Safely Before, During and After a Hurricane Disaster
Hurricane Checklist for Business
Hurricane Preparedness Tips for Parents
Hurricane Safety for Construction Sites
Preparing for Disasters
Emergency Preparedness for Seniors
Disaster First Aid and Health Safety
Hurricane Recovery: Getting the Most from Your Homeowners Insurance

For more information visit Floods at or call 1-800-427-2419.

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