If you’re traveling with an RV this summer, you need to ensure you have the right RV insurance policies. Should you need help selecting coverage, feel free to contact Ellis Insurance Agency, which serves San Antonio, TX, and other communities. Let’s take a closer look at why RV insurance is a must.
First, with only a few exceptions, most state governments require vehicle insurance. However, in many cases, the requirements only stipulate that you cover bodily damage (meaning injuries) and property damage for other parties. If you cause an accident and someone is hurt or their property is damaged, your insurance will cover some of the costs. If you should drive without such insurance, you can end up in serious trouble with the law.
You may not be forced to carry insurance to protect your RV or its property. If you should get in an accident or your RV is destroyed in a weather event like a tornado, you might be out a lot of money. RVs are expensive, and some cost hundreds of thousands of dollars. With so much at stake, taking out insurance is often prudent.
Finding the Right RV Insurance Policy
It’s smart to talk with insurance agents to see what is covered by any given policy. For example, not every RV insurance policy will cover property within the RV. You might be left footing the bill if someone breaks in and steals stuff. Thus, if you have a lot of valuables in your RV, you may want to select a policy or add-on to make sure the property is covered in such events.
Ultimately, owning an RV is a wonderful experience for many families. That said, it’s important to make sure you’re prepared before hitting the road. Among other things, that means making sure you have the right RV insurance coverage. If you need assistance with selecting RV policies, contact Ellis Insurance Agency, serving San Antonio, TX, and other communities in Texas.
